Finance Magic Health Concierge
Website terms
Important terms for using the Health Concierge website and online application.
Last reviewed 29 August 2026About the service
Finance Magic is a trading style of Ever North Limited, authorised and regulated by the Financial Conduct Authority, FRN 800196. Finance Magic provides a broker/advisory service and is not an insurer.
Information before advice
Website information is general and does not itself constitute a personal recommendation. Any regulated advice, insurer panel scope, remuneration and terms of business will be disclosed through the appropriate journey before you commit.
No cover from a form
Submitting a brief does not create an insurance contract. Cover starts only when an insurer accepts the application, confirms the start date and all contractual conditions—including premium payment—are met.
Accuracy and third parties
Product features, tax rules and links can change. Insurer documents and personal terms prevail. Tax content is general information; obtain advice from a qualified tax professional.
Use of the service
Provide accurate information, keep credentials secure and do not submit unlawful content. Material non-disclosure or inaccurate answers can affect underwriting, claims or policy validity.
